City of Redding Housing and Community Development Section

777 Cypress Avenue

Redding, CA 96001

(530)225-4048

 

Our mission is to improve and expand the City's housing stock, address the needs of low and moderate income residents, and stimulate the physical and econo

(530)245-7160 (fax)

mic revitalization of the City's neighborhoods in concert with other public, private, and non-profit organizations.

 

Our goal is to provide decent, safe and affordable housing and a suitable living environment while also addressing: fair housing, assistance for lower-income families, neighborhood renewal, individual and community empowerment, homelessness, economic opportunities and job promotion, citizen encouragement and public trust.  We are here to respond to the Housing and low-income neighborhood challenges which exist in our community. 

 

The Housing and Community Development Section offers many programs including the following:

 

HOME Rental Program (HRP): Provides long-term, low-interest loans for the rehabilitation and/or acquisition of rental properties occupied by low-income tenants.

 

Homeowner Rehabilitation Program: Provides low-interest home improvement loans to qualified homeowners of residential property.

 

Emergency Repair Program (ERP): Provides affordable loans to low-income owners of both mobile homes and conventional homes located within the Redding city limits.

 

Minor Home Repair For Seniors (SRP): Assists senior citizen homeowners who do not have the financial resources to complete minor home repairs. A grant of up to $300 is used to pay for the repairs.

 

Down Payment Assistance Program (DAP): The DAP was created to meet the needs of low- to moderate-income families who want to purchase their first home, but are unable to accomplish that goal without assistance. The program provides direct loan assistance, in the form of a second mortgage, bridging the gap between the applicant's downpayment, the first mortgage from a mortgage lender, and the home's purchase price.

 

Neighborhood Incentives: HCD also offers a wide range of grants & special loans to revitalize properties located in any one of the designated neighborhoods (Parkview & MLK) to promote positive change in areas currently seeking greater stability and safe family oriented environments.